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Expert business finance solutions tailored to every stage of your journey.

What we do

At Dow Schofield Watts, our debt advisory services are designed to help shareholders and management teams of  mid-market businesses align their funding to deliver their strategy

Our experienced team of ex-lenders and accountants provides strategic guidance to navigate financial complexities and strengthen your business’s financial health.

Where we can help

Whether it’s funding future growth, raising finance for M&A, refinancing existing debt or issues interacting with existing lenders, our advice can make a difference.

    Planning & Preparation

    Working with you to align your financing with your strategic goals.


    Raising New Finance

    Exploring options to facilitate growth, acquisitions, or a shareholder event.


    Managing Existing Finance

    Including addressing liquidity issues, negotiating improved terms or managing lender relationships.


    Why choose us

    The power of a firm, the quality of a boutique 

    number one
    Tailored solutions

    We understand the unique challenges faced by SMEs, and our consultancy goes deep into understanding your business and operational model. We discuss key priorities, identify different funding options, and only proceed to market when you are entirely satisfied. This collaborative approach ensures a bespoke, optimal funding solution for your unique needs.

    number two
    Shoulder-to-shoulder with owner managers

    Our team is partner-led, ensuring you have our most experienced experts on your side. We’re proud that our clients see us as an extension of their own team. Our commitment doesn’t end with a transaction; we aspire to be your lifelong trusted advisors. Building lasting relationships, we stand by you as your financial landscape evolves. 

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    Decades of experience

    Our Partners have been delivering funding advice for over 30 years. Contributing to and chairing various bank credit committees, and holding senior executive and C-Suite positions at various financial institutions. We bring this wealth of experience into every client engagement, and the diverse knowledge from across the group allow us to reach the right outcomes at a pace unmatched in our industry. 

    Find an expert

    What our clients say

    • totalfitness logo
      “The debt advisory team at Dow Schofield Watts led us through what was widely reported to be a tough process with deft and confidence and – importantly – to a successful and expedient outcome. Their pace and commitment to get to grips with several complex moving parts, and their clear experience which was demonstrable in their assured navigation of the process and strategic counsel on the approach. DSW delivered for us cost effectively, quickly, responsibly, and – most importantly – very successfully. We’re delighted with the outcome”

      Sophie Lawler

      Total Fitness

    • totalfitness logo
      "I can safely say, in all my time working with advisors, the Dow Schofield Watts debt advisory team are the best I have had the pleasure of working with and would not hesitate to recommend them to their prospective clients or my own professional work group".

      Tom Rayner

      CFO at Total Fitness

    • "The credit proposition and funder deck Dow Schofield Watts' debt advisory team presented was the best and most comprehensive I’ve seen in many years".

      Senior Credit Director

      Shawbrook Bank

      Let’s talk about your business’ future

      Starting a conversation with us is easy. Let us know a little about the advice you need, and we’ll put you in the hands of the right expert. No pressure to sign up for services, just a friendly chat.

      How it works: 

      1. Consultation: Initial assessment to understand your needs. Completely free, of course. 
      2. Strategy: Tailored plan development. 
      3. Implementation: Hands-on support until objectives are met.